Saturday, December 3, 2016

metode sederhana mengirim catatan rahasia memakai bbm for android

bbm lagi jadi salah satu aplikasi messenger terfavorit buat berkirim catatan.

dibandingkan kompetitornya, aplikasi messenger ini ada karakteristik yang setidaknya komplit. karakteristik bbm yang setidaknya aku sukai ialah catatan berwaktu.

apa itu catatan berwaktu?

aku dulu memaknakan catatan berwaktu itu catatan yang bakal terkirim menurut durasi yang telah ditetapkan. jadi serupa mengirim catatan delay gitu.

tetapi nyatanya aku salah. catatan berwaktu enggak serupa itu.

karakteristik hebat dalam bbm itu membolehkan anda buat mengirim satu buah catatan yang bakal kedaluarsa serta batal sehabis dibaca oleh penerimanya.

jadi hanya dapat sekali baca sehabis itu batal dari sejarah chat. serupa catatan rahasia gitu lah.

saudara dapat memastikan lama durasi yang diperlukan buat membikin catatan itu luput dari sejarah chat. minimum durasi 1 detik, maksimum 60 detik.

jadi, bila saudara mengirim catatan rahasia yang cukup jauh, pakailah lama durasi yang jauh pula biar akseptor lebih bebas membaca catatan itu.

saudara mesti memakai karakteristik catatan berwaktu ini bila saudara ingin chatting atas suatu keadaan yang esensial serta enggak mau dikenal oleh orang lain.

metode mengirim catatan rahasia memakai bbm

catatan rahasia

dilingkungan saudara, tentu terdapat tuh orang yang ingin tahu apapun persoalan saudara. istilahnya kini itu kepo.

bila anda enggak memberitahu ke orang yang kepo mulanya, kemungkinan mereka bakal memandang segala catatan pribadi yang anda memasok buat dapat memahami apa rahasia anda.

nah, jalan keluarnya saudara dapat mengirim catatan rahasia memakai aplikasi bbm for android.

jadi, sebesar apapun catatan rahasia yang saudara memasok, orang yang kepo mulanya enggak bakal dapat memahaminya.
baca pula:
metode membasmi bbm pending serta error
metode memperoleh etiket bbm bebas

demikian ini metode mengirim catatan rahasia memakai bbm:
yakinkan saudara mengenakan aplikasi bbm model terbaru, karna di model yang lamban karakteristik ini belum ada. bila lagi memakai model lamban, download dulu model terbarunya di playstore.
buka settingan bbm kemudian berantakan di komponen catatan berwaktu.

setting bbm

berikutnya jika memasok catatan ke salah satu kawan saudara. tetapi, sebelum menggoreskan catatan melanyak dulu icon yang mendekati stopwatch, itu ialah karakteristik catatan berwaktu yang terdapat di bbm. letaknya terdapat disebelah kiri komponen bawah.
kemudian seleksi lama durasi yang saudara inginkan, berapa lamban catatan itu bakal batal dengan cara mekanis.

catatan durasi

bila telah, silahkan menggoreskan catatan rahasia yang mau saudara memasok ke kawan mulanya, kemudian klik icon memasok.

catatan rahasia

bentuk catatan rahasia di bbm saudara bakal serupa ilustrasi dibawah ini:

catatan rahasia

di bbm kawan saudara tercatat catatan berwaktu diperoleh. jamah serta ajek buat memandang.

catatan rahasia

nah, bila telah dibaca, tercatat catatan berwaktu diperoleh. kedaluarsa

catatan rahasia

jadi sejarah chat dari catatan rahasia yang saudara memasok mulanya bakal luput serta enggak bakal dapat dibaca oleh orang lain.

afdal kan?

ingin memasok catatan rahasia apapun enggak harus cemas dikenal serupa orang lain, memakai aja karakteristik catatan berwaktu di bbm messenger.

bercokol antre durasi, catatan luput atas sendirinya.

Tuesday, November 22, 2016

kulit; pemahaman, bentuk, guna serta penyakit pada kulit

pemahaman kulit

kulit adalah alat terbesar dalam badan, luasnya sekeliling 2 m2. kelebatan pada tiap komponen
badan berbeda-beda (0, 5-5 milimeter) serta rata-rata ketebalannya 1-2 milimeter.

bentuk kulit

a. gelimir

susunan gelimir terdiri dari epitel squamosa, serta enggak berisi pipa darah. susunan ini terdiri berdasarkan lima susunan ialah:

stratum korneum
stratum lusidum
stratum granulosum
stratum spinosum
stratum basale

b. dermis

susunan dermis adalah komponen tersbesar dari aransemen

c. hipodermis/subkutan

susunan hypodermis alias susunan subkutan terdiri dari jaringan adipose, melimpah berisi pipa darah, pipa limfe serta syaraf pula ada gelendong kelenjar keringat serta pokok dari folikel rambut.
kulit; pemahaman, bentuk, guna serta penyakit pada kulit
bentuk kulit

guna kulit

mencegah badan dari masuknya jasad renik
melingkupi serta mencegah organ-organ dibawahnya
harmonisasi temperatur udara.
ekskresi
sensori apresiasi
campuran

macam-macam penyakit kulit

terdapat macam-macam penyakit kulit antara lain:

1. borok

borok diakibatkan oleh dabat minim berupa bundar, ceper yang anda ingat atas julukan kutu.
indikasi dahulu timbulnya borok ialah adanya bolongan serupa jejas pada dasaran kulit, berasa mengerinyau serta kemerahan.

aturan penular: borok bisa menular dengan busana, tuala, seprai, serta lain-lain.

aturan pengawasan: membasuh muatan-muatan serupa busana, tuala, sepraidengan bersih serta disetrika.

2. mengerinyau karna alergi

totot merah yang tampak di dasaran kulit dampak mengonsumsi makanan definit bakal membuat mengerinyau.
- indikasi dahulu: kelihatan totot merah pada kulit.
- aturan penjangkitan: penyakit ini enggak menular.
- aturan menghindari: membasuh muatan-muatan itu atas bersih serta di setrika.

3. gudik

penyakit ini diakibatkan oleh jamur.
- indikasi dahulu :. indikasinya ialah kulit bersisik-sisik lembut disertai rasa mengerinyau, agresif serta sakit di sela-sela jemari kaki
- aturan penjangkitan: komunikasi dengan cara langsung atas pengidap gudik

aturan pengawasan: penyakit gudik bisa dilindungi atas melindungi kebersihan tubuh, menjauhi komunikasi dengan cara langsung atas pengidap gudik, serta enggak beradu bersama melindungi kebersihan tangan atas aturan giat membasuh tangan atas sabun batangan.

4. kutil

dalam bumi medis, kutil diketahui atas julukan papilloma yang berawal dari peneguhan susunan terluar kulit yang eksesif.

faktor: virus yang membuat timbulnya kutil ialah human papilloma virus (hpv)
aturan pengawasan: atas melindungi kebersihan tubuh, enggak langsung mandi badan alias bagian depan sehabis berpanas-panasan serta memulihkan panu

5. eksim

dermatitis ialah julukan lain dari penyakit eksim di mana kulit mendapati peradangan serta iritasi.
- faktor: skema kalis dalam badan yang eksesif
- penyembuhan: yang bisa dijalani buat pengidap eksim ialah buat menyirnakan rasa mengerinyau serta menghindari terjadinya infeksi. karna enggak dapat disembuhkan dengan cara keseluruhan.

ilustrasi pertanyaan serta balasan: mid semester bulat ipa kategori 5 sd

ilustrasi pertanyaan serta balasan: mid semester ipa kategori 5 sd semester 2


mid semester ilmu wawasan alam
kategori 5 semester ii


i. berilah ciri palang salib pada graf a, b, c alias d di depan balasan yang persisnya!

1. daya yang melahirkan suatu bisa beranjak dikenal ….
a. besi berani c. daya
b. paha belalang d. gaya

2. kian dekat jarak besi berani atas barang magnetis, sehingga gaya anjur besi berani bakal kian ….
a. minim c. enteng
b. besar d. jauh

3. poros selatan besi berani kebanyakan dikasih corak …. alias graf s
a. biru c. kuning
b. merah d. hijau

4. bila dua poros besi berani yang senama didekatkan, sehingga bakal saling…
a. anjur mengeluarkan c. dorong menafikan
b. memantati d. beradu kening

5. pesawat yang terwujud dari sebagian pesawat biasa dikenal ….
a. pesawat melambung c. pesawat biasa
b. pesawat telepon d. pesawat kompleks

6. ilustrasi dongkel bangsa kedua ialah ….
a. pemotong daluang c. staples
b. kacip d. jungkat-jungkit

7. kombinasi antara belok konsisten serta belok berdikari yang dihubungkan atas benang dikenal ….
a. belok konsisten c. sumbu belok
b. belok majmuk d. aksis belok

8. jalur dipegunungan terbuat berkelok-kelok adalah aplikasi pesawat biasa kategori ….
a. dongkel c. aspek bengkok
b. belok d. cakra berporos

9. kategori batuan di bawah ini beragam putih keabu-abuan, kira-kira empuk, membangun gas karbondioksida bila ditetesi barang asam. lazim dipakai selaku materi gedung serta gabungan emas biru. kategori batuan itu ialah ….


apa julukan kategori batuan ini?
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a. batu andesiat c. batu breksi
b. batu basal d. batu gamping

10. susunan dunia yang berperan selaku parasut buat mencegah dunia dari pancaran binar serta panas baskara ialah ….
a. korona c. nada
b. alam radiasi d. kromosfer

11. pelapukan yang diakibatkan oleh peralihan temperatur udara yang amat ekstrem dikenal ….
a. pelapukan biologi c. pelapukan ilmu pisah
b. pelapukan fisika d. pelapukan gabungan

12. apabila binar merambat dengan dua biasa yang berlainan, semisal dengan udara ke air, sehingga binar bakal mendapati ….
a. dispersi c. cakupan
b. defleksi d. radiasi

13. binar yang merambat dengan udara ke air, sehingga bakal dibiaskan …. garis biasa.
a. menjauhi c. lenyap
b. mendekati d. merambat

14. kaca yang dipakai pada kaca agen pada mobil serta motor ialah kaca ….
a. dobel c. cauk
b. bumbung d. gembung

15. penyakit mata berwujud ketidakmampuan mata memandang barang yang jauh serta dekat karna baya yang telah berumur disebut….
a. presbiopi c. miopi
b. hipermetropi d. buram dekat

ii. isilah titik-titik dibawah ini atas persisnya!

16. alumunium serta tembaga enggak bisa terbuat jadi besi berani karna berkarakter ….
17. aturan membikin besi berani atas melekatkan barang magnetis pada besi berani dikenal ….
18. daya yang dikasihkan pada belok berdikari lebih …. dari daya yang dikasihkan pada belok konsisten.
19. profit mekanis atas pemakaian belok berdikari ialah …. kali.
20. antagonisme baji serta aspek bengkok ialah ….
21. kacamata berlensa dobel yang dipakai pada pengidap presbiopi, komponen berdasarkan kacamata memakai kanta … serta komponen bawah kacamata memakai kanta ….
22. warna-warna binar yang membangun corak putih pada binar baskara dikenal ….
23. kategori batu di bawah ini terlenggek berdasarkan butiran yang agresif, beragam putih alias abu-abu. terdiri berdasarkan kristal-kristal yang amat minim. dipakai selaku materi gedung serta menghias halaman. kategori batuan dibawah ialah ….



24. pelapukan yang diakibatkan oleh aktifitas mahluk hidup dikenal ….
25. menurut susunannya, susunan tanah terbelah jadi 3 komponen ialah ….

iii. isilah titik-titik dibawah ini atas persisnya!

26. sebutkan cara-cara menyirnakan bawaan besi berani!
27. sebutkan kategorisasi dongkel menurut posisi bagasi, daya serta titik tumpunya! jelaskan!
28. bagaimanakah cara terbentuknya benang raja pada durasi hujan? jelaskan!
29. apakah yang dimaksud atas pembelokan binar? sebutkan 3 ilustrasi pembelokan binar dalam kehidupan setiap hari!
30. sebutkan 3 ilustrasi batuan deposit serta jelaskan manfaatnya!

----- (aman memanipulasi) -----

kunci balasan:

i

1. d 9. d
2. b 10. c
3. a 11. b
4. c 12. b
5. d 13. b
6. a 14. d
7. b 15. a
8. c

ii

16. diamagnetik
17. induksi
18. minim/sedikit
19. dua
20. baji yang beranjak aspek miringnya, sebaliknya aspek bengkok yang beranjak bendanya
21. cauk, gembung
22. spectrum
23. batu granit
24. pelapukan biologi
25. tanah susunan berdasarkan, tanah susunan bawah, materi babon tanah

iii

26. dipanaskan, dipukul-pukul, diputus gerakan listriknya
27. bicu kategori pertama = titik pijakan terdapat di lagi
bicu kategori kedua = bagasi terdapat di lagi
bicu kategori ketiga = daya terdapat di lagi
28. benang raja terwujud bila binar baskara berbinar mendobrak tetes-tetes air hujan. tetes-tetes air itu membalikkan serta membiaskan berkas-berkas binar sehingga warnanya terdispersi jadi spectrum yang menyamai pita-pita corak berupa sebelah bundaran.
29. pembelokan binar ialah insiden peralihan alias deviasi arah arsip binar dalam kehidupan setiap hari.
ilustrasi = bengawan kelihatan lebih cangkat, terjadinya benang raja, kartika di langit kelihatan minim alias lebih tinggi, pada siang hari yang panas kelihatan aspal di jalur basah
30. batu agregat = materi gedung
batu breksi = materi gedung
batu pasir = materi gedung serta adunan
batu gamping = materi gabungan emas biru serta gedung

source: pertanyaan kuis sdn kalicari 3, semarang

Monday, July 4, 2016

Tutorial Cara Mengatasi Sinyal Hilang & Set GSM_GSM Andromax G2 dengan Mudah

Pada smartphone android tidak jarang dijumpai sinyal tiba-tiba menghilang begitu saja. Tentunya membuat kesal bukan? Apalagi komunikasi saat ini sangat dibutuhkan semua orang. Sinyal yang hilang bisa menghambat banyak pekerjaan dan juga komunikasi antara pengguna. Seringkali bahkan berhari-hari tidak kembali. Tutorial cara mengatasi sinyal hilang & Set GSM_GSM Andromax G2 yang akan di bahas dalam artikel ini bisa anda lakukan untuk mengatasi hal tersebut. Sinyal yang hilang bisa dikembalikan dengan banyak cara yang mana bisa anda lakukan sendiri bahkan tanpa bantuan teknisi. Asalkan anda sedikit paham dengan ilmunya maka anda bisa mengatasi sendiri sinyal yang hilang di smartphone anda.

Berikut tutorial cara mengatasi sinyal hilang & set GSM_GSM Andromax G2. Ada 3 cara yang bisa dilakukan. pertama yakni yang dibutuhkan.

· Memiliki Andromax AC3

· AC3 harusnya sudah terpasang CMW

· PATCH GSM C3 yang bisa di download di situs google

Cara Flash PATCH GSM C3

· Meletakkan PATCH di penyimpanan eksternal dan jangan simpan di dalam folder

· Masuk ke CMW Recovery kemudian menekan serta tahan tombol powernya dan juga volume atas bersama-sama

· Meninstal zip dari SD Card

· Memilih file PATCH

· Menunggu hingga selesai

· Reboot smartphone anda

Sementara untuk mengubah sinyal bisa menggunakan cara ini.

Cara Pertama

1. Masuk ke menu setting yang ada di smartphone

2. Pilih dual SIM

3. Pilih menu disable GSM

4. Reboot smartphone anda

Cara kedua

1. Masuk ke menu setting di smartphone

2. Pilih menu mobile data

3. Pada network mode bisa diubah ke mode hybrid

Nah, cara-cara diatas bisa anda gunakan saat anda mengalami kehilangan sinyak di smartphone Andromax anda. Kebanyakan pengguna smartphone akan panic mengetahui handphonenya bermasalah, namun jangan khawatir karena anda sudah tahu cara mengatasinya. Sebenarnya tidak sulit untuk memperbaiki handphonenya sendiri asalkan anda mau belajar. Semoga tutorial cara mengatasi sinyal hilang & Set GSM_GSM Andromax G2 diatas membantu anda menyelesaikan permasalahan anda. Sebaiknya cari informasi lebih lengkap sebelum mencoba dan semoga berhasil.

Thursday, April 28, 2016

Model Baju Batik Untuk Kerja Kantor Yang Pasangan Gemuk

Untuk baju kerja kantor memang akan ada di mana pada haru tertentu akan diharuskan untuk memakai baju yang terbuat dari kain batik. Hal ini yang membuat model baju batik untuk kerja kantor yang pasangan ini akan sangat banyak sekali. Memang dengan memakai batik ini maka penampilan Anda akan lebih anggun, apalagi jika baju batik ini Anda kombinasikan dengan pasangan Anda. sehingga akan muncul penampilan yang cantik dan anggun dari Anda dan pasangan Anda. namun apabila Anda mempunyai badan yang gemuk atau pasangan Anda mempunyai tubuh yang ukurannya terbilang gemuk maka tentu saja hal ini akan lebih membuat Anda kurang percaya diri dalam memilih baju batik tersebut. memang mempunyai badan yang gemuk ini akan membuat Anda kurang percaya diri dalam memilih baju. Namun bukan berati Anda tidak boleh memakai baju batik ini. Anda dan pasangan Anda dapat terlihat lebih kurus apabila Anda memakai baju batik yang sesuai dengan ukuran tubuh Anda.

Ada beberapa tips memilih model baju batik untuk kerja kantor yang pasangan gemuk. Baik ini untuk yang gemuk Anda maupun pasangan Anda. beberapa tips ini akan dapat membantu Anda untuk menciptakan kesan penampilan Anda yang berbeda meski Anda mempunyai tubuh yang gemuk. Tips yang harus Anda lakukan adalah sebagai berikut:

1. Anda harus memilih motif garis pada baju batik Anda

Untuk Anda laki-laki maupun wanita yang mempunyai tubuh yang gemuk maka pada saat Anda memilih baju batik usahakan Anda memilih baju yang motifnya garis-garis. Karena ini akan memberi kesan langsing pada tubuh Anda yang gemuk. Selain itu motif ini akan memberi kesan formal pada penampilan Anda pada saat kerja tersebut.

2. Pemilihan warna harus memilih warna yang netral

Selain motif baju batik, pemilihan warna dari model baju batik untuk kerja kantor yang pasangan gemuk yang Anda juga harus Anda perhatikan untuk membuat kesan formal dan kesan kurus pada penampilan Anda. pemilihan warna yang bagus untuk baju yang akan Anda gunakan untuk pergi ke kantor adalah warna dasar atau warna netral seperti hitam, cokelat, krem maupun warna lainnya yang bagus.

Artikel lainnya:

Penyebab Kulit Gatal

Kemungkinan penyebab kulit gatal meliputi:

Kulit kering. Jika Anda tidak melihat tanaman cerah, benjolan merah atau perubahan dramatis lain di wilayah gatal, kulit kering (xerosis) merupakan penyebab kemungkinan. Kulit kering biasanya hasil dari faktor-faktor lingkungan seperti cuaca panas atau dingin dengan kelembaban rendah, penggunaan jangka panjang dari AC atau pemanas sentral, dan mencuci atau mandi terlalu banyak.

kondisi kulit dan ruam. Banyak kondisi kulit gatal, termasuk eksim (dermatitis), psoriasis, kudis, kutu, cacar air dan gatal-gatal. gatal biasanya mempengaruhi bidang-bidang tertentu dan disertai dengan tanda-tanda lain, seperti merah, kulit yang teriritasi atau benjolan dan lecet.

penyakit internal. Ini termasuk penyakit hati, malabsorpsi gandum (penyakit celiac), gagal ginjal, anemia defisiensi besi, masalah tiroid dan kanker, termasuk leukemia dan limfoma. gatal biasanya mempengaruhi seluruh tubuh. Kulit mungkin terlihat dinyatakan normal kecuali untuk daerah berulang kali tergores.

gangguan saraf. Kondisi yang mempengaruhi sistem saraf - seperti multiple sclerosis, diabetes mellitus, saraf terjepit dan herpes zoster (herpes zoster) - dapat menyebabkan gatal-gatal.

Iritasi dan reaksi alergi. Wol, bahan kimia, sabun dan zat lainnya dapat mengiritasi kulit dan menyebabkan gatal-gatal. Kadang-kadang substansi, seperti poison ivy atau kosmetik, menyebabkan reaksi alergi. Alergi makanan juga dapat menyebabkan kulit gatal.

Narkoba. Reaksi terhadap obat, seperti antibiotik, obat antijamur atau obat nyeri narkotika, dapat menyebabkan ruam meluas dan gatal-gatal.

Kehamilan. Selama kehamilan, beberapa wanita mengalami kulit gatal, terutama pada bagian perut, paha, dada dan lengan. Juga, kondisi kulit gatal, seperti dermatitis, dapat memburuk selama kehamilan.

Tuesday, March 22, 2016

Biduran dan Penyebab Biduran

Masalah biduran mungkin banyak yang telah akrab dengan penyakit ini. Urtikaria adalah nama dari penyakit biduran ini yang dikenal di dalam bahasa medis yang merupakan penyakit dengan ruam merah disertai gejala pembengkakan pada kulit dengan atau tanpa ruam merah yang terasa gatal dan panas yang sangat mengganggu penderitanya.
Penyait ini dipandang enteng oleh kebanyakan orang. Bedak anti gatal biasa kadang digunakan untuk mengatasi biduran dengan cara mengoleskannya ke seluruh bagian tubuh yang terkena gatal karena biduran. Karena banyak kasus biduran dapat berakhir dengan begitu saja setelah beberapa saat sehingga banyak orang mengabaikan penyakit ini, walaupun banyak kasus yang muncul karena biduran. Sehingga masalah mengenai biduran ini seperti menjadi penyakit langganan yang dapat datang terus menerus.
Penyebab Biduran
Sebenarnya biduran merupakan kondisi pada saat tubuh menghasilkan histamin yang terlalu banyak sehingga membuat lebarnya pembuluh darah dan mendorong kuatnya aliran darah. Munculnya aliran darah yang berlebihan menuju ke daerah bawah permukaan kulit merupakan akibar dari dorongan aliran darah ini. Efek samping dari penumpukan cairan darah di balik kulit adalah muncul pembengkakan dari dorongan tersebut.
Penyebab munculnya rasa gatal dan juga kadang terasa perih dan panas pada kulit adalah karena adanya penumpukan dan pelebaran pada pembuluh darah tepi. Efek dari penyebaran histamin ke area kulit lain adalah memunculkan pembengkakan di sisi lain dan rasa gatal yang menyebar karena digaruk.
Ada beberapa faktoryang menyebabkan histamin muncul, tetapi pada umumnya berkaitan dengan masalah imunitas. Reaksi sistem auto imun terhadap beberapa faktor pemicu disebabkan oleh produksi histamin yang berlebihan ini yang mana pada umunya berhubungan langsung dengan faktor pemicu alergi atau allergen.

Beberapa orang pada kondisi yang normal mengalami kondisi khusus bawaan di dalam DNA sehingga mereka mempunyai auto imun tertentu daripada kondisi atau paparan dari benda tertentu. Hal inilah yang biasa kita sebut sebagai alergi. Beragam bentuk seperti misalnya penyait biduran, sesak nafas, dan muntah-muntah dan masih banyak lagi yang lainya, dapat dialami oleh seseorang sebagi bentuk alergi.

Thursday, March 17, 2016

Terciptanya model fashion

Ketika manusia pertama Anda, seluruh Eden atau mungkin di bumi, menutupi tubuhnya dalam daun, atau bahkan kemudian di kulit binatang, industri fashion Anda sendiri \ sedang terbukti pada waktu itu. meskipun kita cenderung tidak akrab dengan gaya SERTA pakaian terhubung dengan Ide kerangka waktu sampai peradaban kuno yang diawetkan beberapa gambar untuk soliditas batu, seluruh lukisan gua DAN JUGA melalui patung-patung batu-potong.

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Terra Cotta patung-patung tertua Harappa Umur acara hiasan kepala yang menarik Idenya dibandingkan dalam hampir semua gaya rambut modern dengan tampilan yang berat. Dancing Anda saat Gadis terkait dengan Mohenjo Daro dalam gelang dalam pelukannya bisa tidak di belakang setiap memahat fashion usia. meskipun tidak setiap satu tentu akan menyangkal daya pikat sendiri BESERTA glamor terhubung dengan Cleopatra; wanita di seluruh keterampilan politik yang besar SERTA baik hidung yang sangat panjang, yang melayani banyak gaya busana yang berasal dari perhiasan untuk pakaian apapun Empire Mesir menakjubkan Gunting.

Tapi busana biasanya tidak tunggal yang terkait untuk dapat wanita selalu! dalam zaman kuno tentang Cleopatra, Gunting selalu mengenakan baju ide yang royal, mahal, gaya, menarik DI SAMPING khusus. di tanah Mesir yang sama, orang-orang Firaun tidak pernah balik. Karakter Alkitab mengagumkan Musa, apakah diambil hanya sebagai salah satu Mesir Pangeran, saya selalu digambarkan, dalam cerita DAN kemudian dalam film, dengan pakaian karismatik.

Sementara di segmen Barat dunia, yang orang Yunani BESERTA Roma tidak sendirian ditandai standar yang tinggi dengan Art, Arsitektur, DAN JUGA Warfare, namun konsep yang unik dan rumit mereka setiap sempurna BESERTA tubuh manusia dewa, terutama mengenai laki-laki, yang didukung menarik seragam tentara DAN pengadilan memakai.

Para pahlawan supernatural yang melibatkan Yunani terkenal, Mesir SERTA India Mythologies tidak diperlukan menakjubkan berbagai pakaian; sangat baik diawetkan pada aplikasi yang terhubung dengan lukisan dan patung.

Ini peralatan kuno umumnya masih sumber terbesar Anda saat ini melibatkan inspirasi ditujukan untuk desainer waktu fashion modern ditambah asal-usul formulir aplikasi berevolusi terkait dengan tren interpersonal yang berlaku di seluruh benua melalui Australia untuk membantu Amerika SERTA melalui Asia untuk Afrika.

pengaruh budaya umumnya kuat Setiap kali pasangan saya dan saya memperoleh aspek ekonomi Anda sendiri dari industri fashion. Perusahaan Kebutuhan pasar dengan yang Idenya mungkin akan memberikan ide-ide segar BESERTA solusi di setiap hari baru. sementara di dalam era global ini, akulturasi sangat banyak pada. Tetapi bahkan berikutnya ada beberapa aspek bersosialisasi Hal ini dapat memicu serta menghambat tren tertentu. bikini warna-warni seringkali solusi pasar fashion besar dengan Barat serta sekuler DI SAMPING budaya modern, tetapi ini dapat hampir tabu di sejumlah kaku daerah BESERTA mendasar. Sebaliknya bagi Anda untuk itu, jilbab akan populer di seluruh negara-negara yang fundamental, tetapi memiliki nol pasar dengan dunia sekuler atau modern. Namun, karena banyak artikel mode mungkin bisa membantu membawa status Anda melibatkan ambisi lintas-budaya. Terutama seluruh ornamen, terdapat banyak perbedaan Tentang dunia dengan pengecualian mengenai keragaman sedikit seluruh bentuk, bahan SERTA gaya. Anting-anting, gelang, liontin, gelang BESERTA cincin biasanya selalu, SELAIN di mana-mana, dengan busana mengingat usia memperoleh cakupan pasar besar di dalam semua masyarakat DAN JUGA budaya.

Pada tingkat siapa pun, fashion sebenarnya bukan hanya kata cepat atau mungkin sikap cepat besar, atau mungkin keinginan yang besar. Fashion adalah dogma aneka barang mungkin akan mempengaruhi Anda dalam beberapa cara.

"Sebagai Metode ini [busana] henti selama beberapa penggabungan kompleks tentang inspirasi, imitasi SERTA pelembagaan, semua yang akan tampak diperlukan, sementara alam yang DAN JUGA derajat itu \ 's fusi, Sama seperti pasangan saya dan saya akan menyimpulkan melalui sejarah mode, variabel cukup. "(Fred Davis. mode, Budaya DAN JUGA Identity. P. 123)

Oleh karena itu, penggabungan multifaset Anda saat terhubung dengan fashion, di mana Angkatan seorang individu dengan waktu yang sama, ini juga melembagakan dirinya dalam beberapa alasan. pelembagaan tertentu tidak sendirian di tingkat akademis, namun karena untuk kapasitas terhubung dengan membawa individu, masyarakat, atau orang-orang seluruh dunia baik menawarkan mengembangkan pasar yang besar baik bagi investor.

Ini mode fitur fitur yang dirancang, melalui dekade terakhir, industri dalam kecil untuk dapat massal kemungkinan barang Idenya akan dipasarkan semua Tentang dunia. ide menarik banyak konglomerat SERTA kelompok layanan untuk berinvestasi industri fashion dalam, atau bahkan untuk merek sejumlah terhubung dengan itu \ 's produk Sama seperti produk fashion. ide yang sebenarnya awalnya tertutup judul pakaian Anda sendiri tetapi segera setelah itu, ini mencakup setiap utilitas yang melibatkan kehidupan sehari-hari. oleh anting untuk dapat liontin, melalui jam tangan bagi Anda untuk gelas, dari sepatu untuk dompet, melalui parfum untuk dapat gaya rambut, semuanya sedang diproduksi DAN JUGA dipasarkan, diekspor BESERTA impor dalam jenis skala besar Bahwa ide sebenarnya dipengaruhi ekonomi yang terkait dengan banyak negara. Terlepas dengan fashion individu, aksesori kamar mandi, dapur, kamar tidur TAMBAHAN dekorasi kamar mandi, lansekap melibatkan kebun DI SAMPING rumput, furniture, mobil, elektronik atau aksen bahasa, segala sesuatu harus di bawah istilah yang luas Anda sendiri fashion. merchandise tunggal BESERTA merek kolektif resmi SERTA gaya hidup dipoles Putaran benua. Jadi, mau tidak mau pasar fashion menyebabkannya menjadi vitalitas.

Meskipun kualitas, kenyamanan BESERTA yang daya tahan eksklusivitas barang BESERTA tampilan mewah cenderung alasan itu memberikan ruang lingkup yang berkaitan dengan item besar untuk dapat mungkin dipasarkan. Ini adalah kebijakan pasar saat ini yang melibatkan hampir setiap busana korporasi berkisar fitur ini.

Secara bersamaan, pemasaran Anda saat ini BESERTA ketersediaan berbagai barang telah menghasilkan rasa pelanggan seleksi SERTA paparan memiliki kekuatan perbandingan belanja. Busana ini sebenarnya tidak selalu label sadar; Hal ini dapat barang berdasarkan Seperti juga. Beberapa waktu, kebutuhan Anda saat ini untuk produk Swasta mungkin akan menurunkan berat Anda bagi Anda untuk melampaui yang merek-range TAMBAHAN Kunjungi sesuatu yang kurang populer. ini adalah tantangan merek-merek terkenal harus mengatasi. Ian Griffiths DAN Nicola Putih, seluruh pekerjaan mereka diedit: Anda saat Mode Bisnis-Teori, Praktik, Gambar, berkomentar dengan solusi pembelian sebagai:

"Barang belanja sebenarnya masih sangat banyak bagian yang melibatkan kehidupan MY OWN, tapi kejenuhan pasar memiliki lanjutan yang diambil itu adalah transaksi tol DAN pengganti kemajuan dagangan inti untuk membantu penurunan. ekstra untuk dapat ini adalah profil berubah dari setiap pelanggan, yang, dalam perjalanan dari paparan konstan, biasanya menjadi lebih bijaksana, cerdik ekstra, lebih percaya diri dalam pencampuran solusi DAN JUGA akibatnya, kemungkinan untuk dapat selalu nama kurang loyal . "

Kepuasan pelanggan bisa sangat kunci untuk menekan di industri fashion; baik ini dapat dicapai melalui memproduksi pembeli yg diperlukan berkaitan dengan barang yang akan datang besar selama iklan, atau bahkan dengan memberikan kepadanya apa yang ia dapat berjuang untuk. mantan yang disebabkan kreatif DAN desain divisi Anda dapat bereksperimen ide-ide baru SELAIN bentuk sementara yang terakhir Anda sendiri dipaksa dikontrol kualitas produksi sendiri dalam standar dipertahankan.

Modern saat mode akan cepat, singkat hidup, tambah perusahaan dalam hal ini struktur, DAN JUGA psikologis dibandingkan dengan sebelumnya. Karena untuk sumber yang jauh lebih baik dan tidak rumit mengenai komunikasi BESERTA informasi, pasar internasional atau bahkan eksternal cenderung terbuka untuk setiap institusi mode untuk membantu melakukan bisnis, layanan multinasional sebenarnya ditemukan di dalam kuantitas yang melibatkan produk dalam semua benua di jaringan yang kompleks SERTA kebijakan pemasaran yang tepat sesuai pada Tuntutan sosial-budaya dari negara tertentu Anda. Terutama, Begitu ketika saya bicara Mengenai couture yang SERTA kosmetik, tren kontemporer memperoleh tambahan BESERTA lebih lintas-budaya karena pemirsa beberapa saluran fashion di TV. Hal ini sumber jauh lebih cepat jika dibandingkan dengan media cetak saat ini. Jadi, keterampilan Anda saat BESERTA konsep yang juga menyeberang yang geografis SELAIN batas ideologis terhubung dengan bagian-bagian tambahan dari dunia Anda terlepas tentang kekakuan etnis BESERTA konvensionalisme. Ini benar-benar adalah salah satu alasan busana yang akan di samping diterima Sama seperti refleksi Anda membawa pada seluruh beberapa negara berkembang. Fred Divis disebutkan pakaian menjadi metafora terlihat dalam kompilasi nya; Fashion, Budaya SERTA Identity:

"Sebagai metafora visual pakaian yang ini bisa menjadi dress (satu Hanya dalam kasus mungkin mengidentifikasi antara Anda saat dua) yang kompeten untuk berkomunikasi beberapa item seperti sesuatu Sama seperti halus, yang berkaitan dengan contoh, Sama seperti kesadaran refleksif pemakainya ..."

Ini bisa menjadi apa yang telah membuat solusi secara bertanggung jawab dengan memperhatikan layanan pelanggan pada saat yang sama, Setiap kali mereka berpikir untuk membantu menguntungkan. Anda \ 'akan menemukan kebijakan yang ramah melibatkan jenis-jenis produk dan layanan terhadap karyawannya, penyedia SERTA pelanggan. Bersama-sama dengan kampanye iklan, Minggu Mode di desain baru dan warna, melayani tambahan untuk mempromosikan konsep baru. sebagian besar Weeks Mode ini tidak display tunggal array besar mengenai produk baru, tetapi juga melayani bagi Anda untuk berkomunikasi karena penonton secara visual. Gaun DAN aksesoris yang dikenakan berasal dari model melakukan catwalk, cenderung ekstra hidup DAN JUGA memikat daripada yang layar hanya dengan manekin. Biasanya yang memiliki sejumlah melibatkan Fall, Spring, Summer DAN koleksi musim dingin, Minggu Mode meningkatkan Prasyarat pasar DAN mempromosikan perusahaan terkait Sama seperti dengan baik. Mode Menunjukkan sekarang selalu menjadi acara sosial yang dapat gembira disponsori melalui sektor korporasi.

Pada perusahaan saat fashion modern, mungkin ada yang mendasari DAN diperpanjang berdiri komitmen untuk membantu perdagangan etis, didasarkan pada keyakinan Anda saat ini, perusahaan barang akan baik menguntungkan SERTA bertanggung jawab. Jadi, solusi busana percaya Ide membangun hubungan jangka yang sangat panjang yang bermakna dengan karyawan, penyedia BESERTA masyarakat biasanya praktek perusahaan yang baik berkaitan dengan mereka dan biasanya apa yang pembeli berharap merek populer. yaitu Anda, SELAIN selalu memiliki lanjutan berkunjung, tip berdirinya Anda dari merek lain Sama seperti Tanggung jawab perusahaan-Sosial.

Fashion adalah tidak tunggal fenomena yang baik berkaitan dengan kehidupan mewah, tapi ini penawaran gelar dalam kemanusiaan Sama seperti dengan baik. arti sebenarnya terhubung dengan busana bisa untuk menempatkan kehidupan nyaman dan untuk memfasilitasi umat manusia dalam gaya hidup masing-masing. Hal ini dapat mengapa, jasa fashion modern biasanya sadar untuk fakta yang terkait dengan mendukung siapa pun khusus terhubung dengan masyarakat dalam kebutuhan khusus. Fenomena ini menyebabkan fashion untuk Anda untuk menjadi responsif terhadap orang-orang khusus.

Oleh karena itu, pasar Anda sendiri DAN JUGA Spesifikasi mereka pasti berbeda-beda melalui komunitas untuk masyarakat. misalnya, berbagai Anda saat ini dapat mengambil berbagai lain dalam sebuah toko London bila dibandingkan dengan kuantitas Anda dengan sebuah toko Singapura atau bahkan China. tidak diragukan lagi, di dunia modern, 'Timur bertemu Barat' tapi iklim, budaya, sosiologi SERTA Prasyarat psikologis tentu akan Paksa perancang busana DAN perusahaan untuk dapat diperlukan kanvas besar dengan keanekaragaman mengenai pelanggan di seluruh dunia. Tapi Ada beberapa solusi yang hijau. Jeans SERTA Tas umumnya jenis komoditas yang kebetulan selalu dalam permintaan SELAIN mendapatkan untuk gaya terbaru BESERTA kenyamanan pada saat yang sama.

zaman modern bingkai mode dapat global, manusia, budaya BESERTA masyarakat yang ramah. dengan single end Item menekankan psikologi kolektif DAN tren masyarakat Anda, DAN pada berbagai ujung yang lain, ini berurusan dengan satu Persyaratan mengenai perawatan konsumen. tren yang sehat, kehidupan yang seimbang, DAN gaya hidup yang sibuk, apa diminta perusahaan fashion modern untuk mendapatkan mendalam. Ini bisa menjadi nol menambahkan materi yang terkait dengan mencari yang baik SELAIN menarik, fashion nyata SELAIN aksesoris menandatangani kenyamanan DAN tren di bersama-sama. solusi busana cenderung entah bagaimana, selalu menjadi lembaga yang membentuk perilaku, psikologi DAN JUGA sehat BESERTA pemikiran inovatif. yang mengidentifikasi terhubung dengan menjadi rileks DAN JUGA menciptakan orang lain juga, dari memakai tampan, nyaman, trendi SERTA pakaian eye-catching seluruh menenangkan serta warna energik, bisa menjadi urutan hari modern.

Saturday, January 30, 2016

Penyusun tata surya

Bumi adalah planet yang satu-satunya diketahui memiliki aktivitas geologi dan memiliki makhluk hidup. Memiliki hidrosfer yang cair yang merupakan ciri khas di antara planet-planet kebumian. Bumi juga merupakan satu-satunya planet yang memiliki lempeng tektonik. Atmosfer bumi berbeda dengan planet lainnya, karena pengaruh keberadaan makhluk hidup yang mana menghasilkan 21% Oksigen. Bumi memiliki satu satelit yang bernama bulan.
·         Mars atau planet merah berrevolusi 687 hari dan berrotasi 24,6 jam. Planet mars memiliki dua satelit yaitu fobos dan deimos.
·         Yupiter merupakan planet terbesar yang mengelilingi matahari. Massanya 318 kali dari massa bumi. Kandungan utama yang membentuk yupiter adalah hidrogen dan helium. Yupiter mempunyai 63 satelit empat satelit terbesarnya yaitu Ganymede, Callisto, Lo, dan Europa. Ganymede satelit yupiter merupakan satelit terbesar di Tata Surya yang berukuran lebih besar dari pada planet Merkurius. 
·         Saturnus merupakan planet yang dikenal karena cincinnya. Saturnus memiliki massa 95 kali dari masaa bumi. Saturnus memiliki 60 satelit, dua diantaranya adalah Titan dan Enceladus yang mana telah menunjukkan aktvitas geologis, meskipun hampir terdiri dari es saja. Titan merupakan satu-satunya satelit yang memiliki atmosfer tersendiri. 
·         Uranus adalah planet paling ringan dengan massa 14 kali massa bumi yang dikategorikan. Inti uranus sangat dingin yang hanya memiliki pancaran sedikit energi panas. 
·         Neptunus merupakan planet yang sedikit lebih kecil dari Uranus, dan bermassa 17 kali dari massa bumi. Dia memiliki 2 buah satelit yaitu Triton dan Neroid. Revolusinya selama 164,8 tahun dan rotasinya 16,1 jam.





Learning of Natural Science in Primary Schools

Coverage materials Natural Sciences in Primary Schools

The scope of subjects Science includes two aspects: Scientific Work and Concept and Implementation. Scientific work include: investigation / research, scientific communication, the development of creativity and problem solving, attitude and scientific value; whereas Concept and Implementation. includes: Living things and life processes, namely humans, animals, plants and their interaction with the environment, and health; Objects / materials, properties and uses include: liquid, solid, and gas; Energy and changes include: the style, sound, heat, magnetism, electricity, light and simple aircraft; Earth and the universe include: the land, the earth, the solar system, and other celestial bodies; and Science, Environment, Technology, and Society (salingtemas) which is the application of scientific concepts and their interrelationships with the environment, technology and society through the creation of a simple technology works including designing and making.
All five are basic fields of physics, chemistry, and biology. Although the area is a Natural Sciences learning materials, learning not only involves the problem of knowledge. Learning of Natural Sciences notably more emphasis on the process of how students learn and the effects of the learning process for the development of the students themselves. Natural Sciences learning involves students 'activity, both physical activity and mental activity, and focus on the students, based on the students' everyday experiences and interests of students. Learning of Natural Science in elementary school has three main objectives: to develop scientific skills, understand the concept of Natural Sciences, and develop an attitude that is based on the values ??contained in the lesson.
How elementary school students studying Natural Sciences?
Learning is an active process (Rodriguez, 2001). Children learn how to construct things learned by the knowledge that he knew and not receive something passively. This understanding stems from konstruktivisma perspective. Konstruktivisma itself often found in various fields such as psychology, philosophy, sociology, and education, as well as significant implications in the learning of Natural Sciences.
This raises the question that how to make students active learning? And this question will determine how the teaching and learning of Science in elementary school, that learning of Natural Sciences is not only the determination and mastery of the material, but what aspects of Natural Sciences who need to be taught and in what way, so that students can understand the concepts being studied by good and skilled logically to apply these concepts to other situations that are relevant to their everyday experience.

Student interest in Natural Sciences is also important to study Natural Sciences effective, especially for developing confidence in the opinion, reasoned, and determine how to figure out the answer. In that case, a six-year students will have a meaningful learning experience that at this stage the students are able to develop the attitudes and values ??of learning of Natural Sciences. Students who are interested in Natural Sciences will feel that studying Natural Sciences was fun to be enthusiastic about how the lessons of Natural Sciences affected the daily experiences (Murphy and Beggs, 2003). How ignited interest and motivation in students who do not love the lessons of Natural Sciences?

b. Learning strategies Natural Sciences

Hands-on and minds-on approaches
Effective learning by doing "activities" (learning by doing). Nevertheless, the essence of "activity" in the learning of Natural Sciences is a "learning activity" (Fleer, 2007). In practice it is not uncommon that "activity" (hands-on science) itself is not accompanied by learning (Bodrova and Leong, 2007). In his article, Osborne (1997) asks provocatively: "Is doing science the best way to learn science?" Therefore, teachers need to provide opportunities for students to interpret the concept (minds-on approach) (Keogh and Naylor, 1996).
Placing students at the center of the learning process
Traditional teaching methods with expository approach should start to be reduced. Teachers are only downloading the transmission of knowledge is less stimulating students to learn actively. This does not mean that the method is not good lecture, or students do not undergo a process of learning. Variation of the learning process more triggers students to actively learn (Rodriguez, 2001). Placing students at the center of learning poses means providing opportunities for students to construct the learned based on the knowledge that he knew and interpret concepts, instead of providing information through text books (Dickinson, 1997).
Identification of prior knowledge and misconceptions students
It is not at all easy because of several factors led to elementary school students can not articulate very well what he knows. However, departing from what is useful to know the student to determine the effective learning plan (Harlen, 1996).
Constraints learning Natural Sciences
Konstruktivisma approach in teaching Natural Sciences are not easy to implement. Perceptions about the role of the teacher in the classroom, the school's role in children's education, perceptions and expectations of parents towards teachers and schools are still very contradictory with the perspective konstruktivisma and very difficult to change the paradigm that holds that the teacher is the only source of learning.
Limitations of teachers in the fields of scientific knowledge and feeling less confident to teach Natural Sciences is another obstacle. This is because most primary teachers are classroom teachers who teach multiple subjects (high workload). Teachers' perceptions of the Natural Sciences also determine the learning of Natural Sciences. Teachers who see the Natural Sciences as a collection of facts, concepts, or cause a theory of learning of Natural Sciences that are less meaningful. Although the teacher holds a strong commitment to educating students and believes that students need to study Natural Sciences, teachers become less enthusiastic and confident of their ability to study Natural Sciences. It is less stimulating students to learn actively (Dickinson, 1997). Commitment to improve the learning process of Natural Sciences is an important step in creating an effective learning process (Tobin, Briscoe, and Holman, 1990).
These problems, plus the national final examination system which places great emphasis on understanding the concept, is a dilemma. The system resulted in Natural Sciences is taught only as a collection of facts, concepts or theories (body of knowledge), especially in grades 5 and 6. The teacher felt the need to prepare students for the national final exams in a manner appropriate drilling so they can answer the question. The dedication of teachers to provide meaningful learning experiences for students in the field of Natural Sciences and provided supplies scientific values ??contained in the learning of Natural Sciences declined sharply along with preparation for exams.
In addition, the number of students in the classroom is the main obstacle of learning of Natural Sciences. The number of students in the top 20 children in one class cause difficulties to overcome the problem of teacher individual differences in ability. Another example is the availability of time constraints; a mismatch between the curriculum, teaching, and evaluation; limitations of learning resources; the pattern of relationships between teachers and students; and others.

c. The concept of Natural Resources

On the matter of Earth and the Universe, there is one component of the so-called natural resources. Natural resources are everything supplies or goods naturally in a state as found necessary human (Randall, 1987, in Notohadiningrat, 1992), or with a particular effort can be made useful to man (Menard, 1974, in Notohadiningrat, 1992). In its raw state, the resource can be input into the process of producing something of value, or it can be entered directly consumption process so as to have the price (Randall, 1987, in Notohadiningrat, 1992).

According to the constituent materials, natural resources terpilahkan be non-biological resources (water, soil, air, minerals, and energy) and biological resources (animals and plants). According to its behavior in normal use, there are renewable resources (water, soil, air, animals, and plants) and there are non-renewable (minerals and energy). But on the use limit has passed, can behave renewable and non-renewable resources within a human generation, since the rate of utilization beyond the rate of restoration of those resources themselves.

d. The concept of conventional energy

Energy and its amendment on the matter, there is a conventional energy or fossil fuels. In the English dictionary, the fuel is defined as a substance that is burned to produce heat or power. Heat obtained from the combustion process, wherein the carbon and hydrogen in the fuel reacts with oxygen and release heat. Procurement of energy as heat or power, either in the form of mechanical or electrical, is the main reason fuel combustion. The term energy, when used accurately in energy statistics, refers only to heat and power, but freely used by many people to include fuel as well.
Energy has always played an important role in the development of human life and economic growth and social welfare. For example, fuel wood has been used since ancient times to make fire, and the first human civilizations have used wind to sail abroad.
Firewood when it was discovered abundant and free. People are still living in remote places. When the villages and small towns have sprung up, then firewood turned into a commodity trade. With the ever-expanding city, demand for energy has increased significantly, so the forests began to be exploited excessively resulting in a scarcity of firewood in various regions. In connection with this, the nascent awareness for supervising the supply and demand for fuel wood.
Without the heat from the burning of fuels, human activities will be limited and hampered. Modern society is more and more use of energy in industry, services, housing, and transportation. The most obvious example is oil, which is the most commercial commodity. However, keep in mind that both oil and other fossil fuels, such as coal and natural gas, a non-renewable natural resources. The combined effect of rising demand and depletion of natural resources makes us need to monitor the energy situation. Other factors that require deeper knowledge about energy supply and demand is the problem of dependence, endurance, and energy savings as well as environmental problems. Use of hydrocarbon fuels causes environmental damage due to high carbon dioxide emissions, which contribute greatly to global warming.

e. Alternative energy concepts

Alternative energy is a term that refers to all the usable energy that aims to replace conventional fuel without unintended consequence of it. Due successfully lowered production costs, renewable energy such as biofuels, solar, wind, etc., will continue to grow rapidly to 15 years, and would be excellent both investors and consumers, and can be the best replacement for energy sources Conventional biofuel or fossil / non-renewable. But the development of renewable energy is still quite long still need technology to overcome a number of problems.

The challenge of renewable energy

Because the issue of environmental sustainability, renewable energy continues to receive special attention and support from the governments of several countries (like the US and Canada), but for long-term customers and investors are more likely to be away from him for suggesting that renewable energy technology is not yet mature, with high production costs, the price is expensive, and thin profits.
Along with the increasingly high technological capabilities and declining production costs, renewable energy industry is now beginning to transition. Within the next 15 years the conventional energy industry will face a tough challenge, "corporations, governments, and investors will reconsider their investment plans carefully to avoid losses."
Conventional energy industry (such as coal, petroleum, and natural gas) will continue to be a huge market with a sizable profit, and will not be as easy as it vanished. In addition, the technology in the conventional energy industry (such as the engineering of power plants with coal) as well as the transition or transformation of plant equipment in this industry are basically too costly.
"Despite the challenges, before 2020, the conventional energy (such as coal, petroleum, and natural gas) will continue to be the main energy source for the whole world."

Biofuels high level

Production costs to produce biofuels from fibers that have been disposed of and the decayed, straw, weeds, leaves, or animal feed, would be equivalent to the cost of gasoline production before 2015, or down to 10 US cents per KWH, and will be a serious rival for conventional fossil energy sources. The current technical barriers to produce bio fuel high levels (such as ethanol produced from raw materials of non-food) are: build the infrastructure of transportation and equipment storage, as well as producing cars which utilize bio fuels high-level or mixed fuel (such as gasoline blended with ingredients a high level of bio fuels).

Solar power is a liquid

Now technology that utilizes solar energy to heat water that is then used to generate electricity has become more mature, and the cost has been reduced to be the same with the cost of conventional power generation technologies (such as brick coal to generate electricity).
However, although solar energy can be stored in the form of hot liquid, but it is difficult to be distributed - this is what has now become an obstacle in the dissemination of solar energy utilization tangible this fluid.

Photovoltaic solar energy

By using photovoltaic panels, sunlight can be directly transformed into electrical energy. The development of photovoltaic technology has now also been developed such that the production cost can be reduced. Until 2020 the cost of photovoltaic solar energy production will be equal to the cost of production of other energy sources, and will have high competitiveness. The total capacity of worldwide electricity that can be generated with photovoltaic technology will reach 120 ~ 140 billion watts by 2015, or about 6 ~ 7 times the capacity of electricity production in 2009 only amounted to 20 billion watts.

Wind power

Wind power can be divided into two types namely onshore wind power (onshore wind) and marine wind power (offshore wind). When compared with other renewable energy sources, wind energy technology is already highly qualified. In some places, the cost of production of power units with onshore wind power is the same as conventional power generation technology, and even continued to show a downward trend. It is estimated that in 2015, the cost of power production by wind power can be reduced again by 15%, reaching 12 ~ 13 US cents per KWH.
According to statistics from the Canadian Wind Energy Energy Association (CanWEA), in the last decade, the growth rate of wind power worldwide has reached 25%. And in 2020, the total value of investment in the energy sector of wind power worldwide will reach 1 trillion US dollars, with an annual power capacity of more than 6 trillion watts per year. But wind power constraints are: the need for vast land, which is usually difficult to obtain permission from the government, and it is difficult to store the electricity generated.

f. The integration of Islamic values ??in science teaching

Urgency integration of the values ??of Islam which contains at IPA spiritual values ??are: First, integration is done as worship and command execution Allah. Secondly, integration is done to give worship at all aktivias science and life associated with the process and results of science. Third, the integration is done with the aim of eliminating the dichotomy between public science and theology as well as strengthen mutual support between scientific knowledge with the values ??of Islam. Fourth, integration conceived with the aim to assert that the science is not neutral either in the process, as well as the application of science, but the intervention of religious values. Fifth, the integration is done as a way to enhance human beings in worship to Allah. Sixth, the integration is done with the aim to enable people to understand that both science and religion come from the same source, namely God Almighty. Seventh, the integration of the value of religion, science, and other related aspects need to be internalized through a model that can be tested in the future.

Saturday, December 19, 2015

Understanding Attention According to the Experts Definition

Understanding Attention According to the experts - Attention is centering psychic, one of which focused on the psychological aspects of an object that comes from the dam outside the individual. With attention can be used to predict human behavior or actions in daily life. Attention will provide color and pattern even direction of a person's behavior. With attention, one will get an idea of the possibilities of stimulation that will arise as a response to a problem or situation that confronted him.


a. Definition Attention
Not easy for us to formulate the notion of attention. Unease was caused partly by a few things: the use of a less appropriate attention by the public. Often people equate attention to the motive, motivation and empathy.

Attention is different from sympathy, empathy and communication even though all three are closely related to the centralization of power someone. According Dakir (1993: 114) "Attention is the liveliness of awareness throughout the life functions are deployed in the resulting concentration to stuff something good that is in and who is out of individuals while matching the opinion expressed by Slameto (1995: 105)

Attention is an activity carried out by someone in his relations with the selection of stimuli that come from the environment.

Understanding Attention According to the Experts
From the opinions of the above, it can be concluded that the concern is the concentration of psychic energy that is focused on an object that comes from within and from outside the individual.

Definition of Management According to the Experts Management

Definition of Management According to the Experts - In the world of education, said management has a very broad sense, management science believe several branches include marketing management, production management, financial management and personnel management.

Management definition has always been progressing, resulting in the development manamejen always adapted to the situation and conditions in line with the growth of management itself. Below will be presented several definitions of management.

The following Definition of Management According to the Experts | Management definis

1. Prof. Oie Liang Lee, limit management issues as follows:

"Management is the science dans eni coordinating and overseeing human power with the help of the tools to achieve its intended purpose". (Basu Swastha, DH and Ibn Sukotjo, Introduction to Modern Economic Persuahaan, Revised Edition, Liberty, Yogyakarta, p. 5)

2. Drs. M. Manullang, giving definitions of management are:

"The art and science of planning, organizing, directing, and monitoring rather than human resources to achieve the goals that have been determined in advance." (M Manullang, Personnel Management, Revised edition, Ghalia Indonesia, 1981, p 10-11)

Definition of Management According to the Experts

From the above definition it can be a sense that management is a science and an art. Management referred to as a science because it contains knowledge management. And referred to as an art as a manager in the decision to move the subordinates must be able to create a harmonious atmosphere and participatory vigorously, so that the targets can be achieved.

In the article Definition of Management According to the Experts | Management definis I write references using FOTE note to facilitate you in supporting the strength of the article itself in terms of reference.

Friday, December 11, 2015

Understanding Mortgage Papers, Law, Execution, Case, Characteristics and Nature

Understanding Mortgage Papers, Law, Execution, Case, Characteristics and Nature - Understanding security rights: Article 33 paragraph (3) of the Constitution of 1945 affirms that the earth, water, and natural resources that is in the earth is used for the greatest prosperity of the people of Indonesia.


Mortgage Papers - Implementation of Article 33 (3) Act of 1945 with respect to the land stipulated in Law No. 5 of 1960 on Agrarian Basic Regulation. This Act repeal Book II of the Civil Code in the case of earth, water, and natural resources that is in it, except for the provisions governing mortgages. However, there are several aspects that need to be considered, namely:
With increasing national development which focuses on the economy, required the provision of substantial funds, thus requiring rights institutions guarantee a strong and able to provide legal certainty for the parties concerned, which could encourage increased participation of the people prosperous, equitable and prosperous based Pancasila and the 1945 Constitution;
Since the enactment of Law No. 5 of 1960 on the Basic Regulation of Agrarian up to this time, the full provisions of the Mortgage as an institution that can be charged to guarantee the rights to land following or not following the objects related to the land, has not been formed;
The provisions concerning mortgages as set out in Book II of the Civil Code Indonesia along the ground, and the provision of credietverband in staatsblad 1908-542 as amended by staatsblad 1937-190, which is based on Article 57 of Law No. 5 of 1960 on the Basic Regulation of Agrarian still be temporary until the establishment of the Law on Mortgage, deemed no longer compatible with the needs of credit, in connection with the development of the economic governance of Indonesia;
Given the developments that have and will occur in the regulation and administration of land rights as well as to meet the needs of the community at large in addition to property, the right to cultivate, and building rights that have been designated as the object Encumbrance by Law No. 5 of 1960 on the Basic Regulation of Agrarian, certain land use rights which shall be registered and transferable by their nature, should also be possible for the encumbered Mortgage. (Rachmadi Usman, 1999, the Articles On Mortgage of Land, Djambatan, Jakarta, pp. 41-42)

Dealing with such matters with the things mentioned above, the government of the Republic of Indonesia deems it necessary to enact legislation regulating the Mortgage on land and objects related to the land, as stipulated in Law No. 5 of 1960 on the Basic Regulation of Agrarian Principles, as well as realizing the unification of national land laws. On April 9, 1996, with the approval of Parliament, the President of the Republic of Indonesia has enacted Law No. 4 of 1996 on Mortgage of Land Along Objects Relating to Land. This Act promulgated in State Gazette No. 3632. (Subekti, 1996, guarantees for Lending, including Mortgage, Legal Indonesia, Citra Aditya Bakti, Bandung, p. 39)

Act No. 4 of 1996 on Mortgage of Land Along Objects Relating to Land, which is formally under Article 30 of the Act, hereinafter referred Act Mortgage (UUHT), are set to meet the provisions of Article 51 of Law No. 5 of 1960 on Basic Agrarian, otherwise known as the Basic Agrarian Law (BAL) Article 51 states:

"Encumbrance which can be charged to property, the right to cultivate and building rights mentioned in Article 25, 33, and 39 is set by law."

With the enactment of UUHT, the provisions on mortgage set out in Book II of the Civil Code in the case of loading Encumbrance on land rights as well as objects related to the land, as well as provisions on credietverband arranged in staatsblad 1908-542 and 1937-190 stated staatsblad expired.

According to Article 1 paragraph 1 UUHT, Mortgage of Land Along Objects Relating to Land, hereinafter referred to as Encumbrance is:

"The right of a guarantee imposed on land rights as defined in the BAL, following or not following other objects which are an integral part of the land, for the repayment of certain debt obligations, which gives the position preferred to specific lender against other creditors."

From the above definition can be concluded that the Mortgage is a strong guarantee agency because Encumbrance give preferred status to certain creditors to other creditors. (Rachmadi Usman, op.cit, p. 70)


The characteristics and properties of Encumbrance

In General Explanation Mortgage Law No. 4 1996 stated that as an institution security rights over the land are strong, Encumbrance should contain characteristics:

a. Droit de preferent, means giving the preferred position or precede the holder (Article 1 paragraph 1 and Article 20 paragraph 1).
In this case the holder of Encumbrance as a creditor obtained the right of precedence over other creditors to obtain payment from the sale of receivables (liquefaction) object that is tied to the credit guarantees the Mortgage. Position creditors have the right to precedence over other creditors (preferred creditor) will be very beneficial to the parties concerned in obtaining repayment (repayment) of loans given money to borrowers who break their promises (defaults).

b. Droit de suite, meaning that always follow the collateral in the hands of anyone object is located (Article 7).
In Article 7 UUHT mentioned that follow the object security rights remain in the hands of anyone object is located. This trait is one specific guarantees for the benefit of holders of Mortgage. Although the object of the Mortgage has changed hands and became owned by other parties, creditors can still use their right through execution, if the debtor default.

c. Fulfilling the principle of specialties and publicity so as to bind third parties and provide legal certainty to the parties concerned.
Under these conditions, the validity of the imposition of Encumbrance required shall be clearly stated where and in what amounts receivable are secured as well as objects which were used as collateral (terms specialties), and must be registered in the Land Office that is open to the public (terms of publicity).

d. Easy and sure execution of execution
 One characteristic of a strong Encumbrance is easy and certainly in the implementation of the execution if the debtor default. Although in general provisions regarding the execution has been set in the law of civil procedure, it is necessary to enter the particulars of execution Encumbrance in this Law, the governing body parate executie referred to in Article 224 HIR and Article 258 Civil Code for Regions outside Java and Madura. (M. Bahsan, op.cit, hal.23-25)

Encumbrance properties can not be divided unless otherwise agreed in the Deed Granting Mortgage (APHT), as defined in Article 2 UUHT. By their very nature can not be divided, the Mortgage will burden the whole object security rights. This implies that if debt (credit) that is secured by the Mortgage repayment newly settled partially, then Encumbrance still weighing on the entire object Encumbrance. (Subekti, op.cit, p. 41)

Clause "unless otherwise agreed in APHT" in Article 2 UUHT, imprinted with a view to accommodate the needs of the development of the banking sector, in particular lending activities. By using such clauses, nature can not be divided from Encumbrance can criss, namely to foretell that if Encumbrance imposed on some land rights, which guaranteed the loan repayment can be made by installments. The installment is equal to the value of their land rights, which is part of the object Encumbrance, which will be exempt from the Mortgage. Thus after an installment is paid, Encumbrance will only burden the rest of the object security rights to secure the rest of the unpaid (Explanation of Article 2 paragraph (1) in conjunction with paragraph (2) UUHT).

Other properties of the Mortgage is an accecoir security rights of the principal agreement, meaning that the agreement Encumbrance is not a stand-alone agreement, but its existence is due to the existence of another treaty called the principal agreement. Principal agreement for the agreement is an agreement Mortgage loans receivable secured debt that raises it. (Remi Syahdeini, 1996, Encumbrance: Principles, Basic Provisions and problems faced by Parties Banking, a Study Regarding UUHT, Airlangga University Press, Surabaya, p. 20) This is consistent with provisions in item 8 General Explanation UUHT which explains that because Encumbrance by its nature is a bond or accecoir at a certain receivables, which is based on a treaty or other agreement payable, the birth and existence is determined by the receivables are guaranteed repayment.


Objects Encumbrance

Against objects (land) that will be the object of Encumbrance, it must meet the following requirements.

Can be valued in money, because the secured debt in the form of money;
Including the rights that are listed in the general list, because it must meet the requirements of publicity;
Have the transferable nature, because if the debtor default, objects are used as collateral will be sold in public;
Needs to be designated by the Act as a right that can be loaded with Mortgage. (Boedi Harsono, 1999, the Indonesian Agrarian Law, History of the Establishment of the BAL, Content and Implementation, Djambatan, Jakarta, p. 40)

In this regard, Article 4 UUHT has defined land rights can be made the object of Encumbrance, which includes:
Hak, Broking, and leasehold referred to in the BAL (Article 4 paragraph (1) UUHT).
Right to Use Land State according to the applicable provisions shall be registered and transferable by their nature. Land use rights to the state, which, although required to be registered, but due to its nature can not be transferred, then the right of use is not included in the object Mortgage.
The right to land and buildings (both of which are above and below ground), plants and works that already exist or will exist, whice is a unity with the land, and which is the property holders of land rights. Imposition of Encumbrance on buildings, plants and the results of the work, and which is the property holders of land rights. Imposition of Encumbrance on buildings, plants and the work of the above should be stated explicitly in the APHT (Article 4 paragraph (4) UUHT). If buildings, plants, and works as mentioned above is not owned by the holder of land rights, the imposition of Encumbrance over these objects is simply done by signing as well (together) at APHT concerned by the owner or authorized by the owners of the objects is to sign as well (together) APHT an authentic deed. What is meant here is the authentic document Power of Attorney Imposing Mortgage (SKMHT) on the objects on the land burdened Mortgage (Article 4 paragraph (5) UUHT). (Subekti, op.cit, p. 45-46)

Mortgage object becomes wider in relation to Article 12 of Law No. 16 of 1985 on the Flats, as stated in Article 27 UUHT, which states that the provisions Encumbrance also apply to the imposition of security rights over the flats. Security rights over flats include:
Flats standing on the ground Properties, Broking, leasehold, Right to Use granted by the state; and
The ownership of the apartment units that the building stands on land rights mentioned above.


 Subject Encumbrance

Encumbrance subject in question in this case is the giver and Mortgage holders.

a. Giver Encumbrance
Mortgage giver is the person or legal entity that has the authority to take legal actions against the objects Mortgage. The authority must exist at the time giver Mortgage Mortgage registration (Article 8 UUHT).

UUHT of common explanation among others explained that at the time of manufacture and APHT SKMHT, must already exist confidence in the Notary or PPAT concerned that the giver Mortgage has the authority to take legal actions against the objects Mortgage charged. Although the certainty of its new authority is required at the time of granting the Mortgage registered.

b. Mortgage holders
Mortgage holder is the person or legal entity that serves as the indebted party (Article 9 UUHT). Because the Mortgage as an institution the right to land does not contain kewenagan to master the physical and the use of land which is used as the giver Encumbrance except in the circumstances mentioned in Article 11 (2) c, then the holder of security rights can be done by Indonesian citizens or Agency Indonesian law or foreign citizen or foreign legal entity.



Imposition process Encumbrance

In general, lending procedures to guarantee that the proposed candidate Mortgage debtors to creditors, which in this case is the bank that is through the following stages:

Prospective borrowers apply for credit and submit the necessary paperwork and have been determined by the bank in the credit application;
Prospective borrowers fill out a credit application form that has been provided by the bank. Once the form is filled out completely and correctly, the form is then handed back to the bank;
The bank then do the analysis and evaluation of credit on the basis of data contained in the credit application form. The purpose of this analysis is to ensure the correctness of data and information provided in the loan application. In addition, the results of the analysis and evaluation of credit is used as the basis for consideration of the acceptance or rejection of the loan application .;
If the results of the analysis and evaluation of prospective loan borrowers declared eligible by the bank to obtain credit, then later negotiation between the two parties, namely the banks and borrowers. This credit Negotiations among others, the maximum credit to be granted, credit purposes, the credit period, administrative costs, penalties, interest and so forth;
If there was an agreement between the two sides signing the credit agreement in the form of acknowledgment of debt with a binding guarantee, in this case a guarantee of Encumbrance, before PPAT and bank officials;
After binding assurance Mortgage and PPAT has provided information that the prospective borrower has met the stated requirements, then bank loans to prospective borrowers realize. (Thomas Suyanto, 1993, Basics Credit Law Third Edition, Gramedia Pustaka Utama, Jakarta, p. 32)

Mortgage binding assurances made in the credit agreement in question here is through the process of loading Encumbrance as specified in UUHT namely through two stages as follows:
Stage granting Mortgage conducted in the presence of PPAT;
Stage security rights registration is done at the District Land Office or a local town, which is when the birth of the Mortgage.


According to Article 1 point 4 UUHT mentioned that PPAT is a public official who is authorized to make the deed of transfer of land rights, land rights certificates loading, and loading empowering deed Mortgage. In general explanation of the number 7 also explained that in the position as stated in Article 1 number 4, then the deed made by PPAT an authentic deed.

a. Giving Phase Encumbrance
Accecoir according to the nature of Encumbrance, then loading Encumbrance preceded by agreements that give rise to legal relations which guaranteed repayment accounts payable, which is the principal agreement. It is mentioned in Article 10 paragraph (1) UUHT which states that the granting of Mortgage preceded by a promise to provide as collateral Mortgage repayment of certain debt, which is poured in and an integral part of a receivable debt agreements concerned.

Under the terms of Article 10 paragraph (2) UUHT Mortgage mandatory provision was attended by the grantor Mortgage, Mortgage holder and two witnesses, done by making APHT made by PPAT according to the rules applicable legislation. APHT made by PPAT is an authentic document (General Explanation UUHT figure 7).

Encumbrance of the object in the form of land rights derived from the conversion of the old rights that have been qualified to be registered but registration is not carried out, meaning that the land rights have not been certified, giving Encumbrance performed in conjunction with the application for registration of land rights are concerned. Old rights is meant here is that ownership rights over customary land which has been there but the administrative process in the conversion has not been completed in accordance with the legislation in force. (M. Bahsan, Op. Cit, p. 31)

Encumbrance of objects that consist of more than one parcel of land and some of which are located outside the area of work, for the manufacture of the relevant provision of APHT PPAT require permission from the Head Office of the National Land Agency (BPN) Province. Provided that the plots should be located within the working area of the Land Office District / Municipality (Article 3 (2) of the Regulation of the Minister of Agrarian No. 15 of 1961 and Article 3 of the decision of the Director General of Agrarian No. SK. 67 / DDA / 1968 ). (Bambang Setijoprodjo in the Institute of Legal Studies and Business Law Faculty USU Medan, 1996, Preparation Execution Environment Encumbrance on Banking (Results Seminar), Citra Aditya Bakti, Bandung, pp. 58-59)

Furthermore, the Act establishes the contents of which are obligatory for the validity APHT. Does not include them fully with the things that must be called in APHT. Hence resulting in the deed becomes null and void. In Article 11 paragraph (1) UUHT mentioned things that must be included in APHT, namely:
The name and identity of the giver and the holder Encumbrance;
Domicile of the parties referred to in paragraph 1, and if among them there were domiciled outside Indonesia, for him must also be included a domicile of choice in Indonesia. If a domicile of choice was not included in APHT the place of manufacture APHT PPAT office is regarded as the chosen domicile;
The clear assignment of debt or debts guaranteed repayment by the Mortgage and includes also the name and identity of the debtor concerned;
Value dependents;
A clear description of the object Encumbrance, which includes details of the Certificate of land rights are concerned, or for land that has not been registered at least contains a description of the ownership, location, boundaries, and land area.

In addition to the above, in APHT can be included promises that are optional and has no effect on the validity APHT (Article 11 (2) UUHT). In this case the parties are free to choose to mention or not mention the promises in APHT. In publishing these promises in APHT later in the list at the Land Office, it promises terdebut also have binding force on the third party. (Rachmadi Usman, Op. Cit, p. 110)

The promises mentioned in APHT as mentioned in Article 11 paragraph (2), among others:
Promise that limit the authority of the giver Encumbrance Encumbrance objects to lease and / or determine or change the lease term in advance, except with the prior written consent of the holder of Encumbrance;
Promise that limit the authority of the giver Encumbrance, except with the prior written consent of the holder of Encumbrance;
A promise which authorizes the holder Encumbrance is based on the determination of the Chairman of the District Court whose jurisdiction covers the object Encumbrance earnest if the debtor default;
A promise which authorizes the holder to save the object Encumbrance Encumbrance, if it is necessary for the execution or to prevent becoming abolishment or cancellation of rights that became the object Encumbrance because not met or violation of the provisions of the Act;
The promise that the holder of the first Mortgage has the right to sell on its own power objects Encumbrance if the debtor default;
The promise given by the holder of the first Mortgage Encumbrance that the object will not be cleared from the Mortgage;
Mortgage promise that the holder will not relinquish their rights to object Encumbrance without the prior written consent of the holder of Encumbrance;
Mortgage promise that the holder will acquire all or part of the compensation received for the repayment giver Mortgage Mortgage receivables when the object is released from its rights by giving Encumbrance or deprived the public interest;
Mortgage promise that the holder will acquire all or part of the insurance money received giver Encumbrance for repayment loans, if the object Encumbrance insured;
Mortgage promise that the holder will empty object at execution time Encumbrance Encumbrance;
The promise that the land title certificates that have been spiked with notes of loading Encumbrance remain in the hands of the creditor to the debtor fulfilled all the obligations as it should be.

There is the promise of being forbidden to do, namely the promise mentioned in Article 12 UUHT, which prohibited the granting of authority to the debtor agreed to have an object Encumbrance if the debtor default. The provision is held in order to protect the interests of debtors and other Encumbrance giver, especially if the object value Encumbrance exceed the secured debt. Therefore Mortgage holders are forbidden to necessarily be the owner of the object Encumbrance if borrowers default.

b. Registration Phase Encumbrance
According to Article 13 UUHT, pamberian Mortgage must be registered to the Land Office no later than 7 working days after signing APHT. PPAT obliged to send APHT concerned and other necessary files to the Land Office.

With delivery by means PPAT deed and other necessary files were submitted to the Land Office through its officers or sent by registered mail. PPAT required to use the best way and safely by taking into account the conditions in the area and the existing facilities, and always guided by the goal for the registration of Encumbrance it as soon as possible. Another file is referred to here is the evidence includes letters relating to the object of Encumbrance, and the identity of the parties concerned, including land rights certificates and / or letters of information about the object Encumbrance. PPAT shall implement these provisions because of his position. Sanctions for the infraction will be determined in the legislation governing the position PPAT. (Bambang Setijoprodjo the Institute for Business Law Faculty of Law USU Medan, op.cit, p. 69)

Mortgage registration performed by the Land Office on the basis of data in the APHT and registration documents received from the PPAT, the book made the ground Mortgage. The form and content of the book Mortgage land has been set based on the Regulation of the Minister of Agrarian No. 3, 1997. (J. Satrio, 1998, the Law of Guarantees, Rights Guarantees material, Encumbrance, Book 2, Citra Aditya Bakti, Bandung, p. 143) We make the land book, Encumbrance born and creditors as creditors holder Encumbrance , the preceding position of other creditors.

According to Article 13 paragraph (4) UUHT date of manufacture of the land book Encumbrance is the 7th day after receipt of complete documents required for registration Mortgage. If the 7th day falls on a holiday, the land book concerned given date next business day. Certainty date land book was intended for the manufacture of the land book Encumbrance not drag on so it can be detrimental to the parties concerned and reduce legal certainty.

In terms of land rights as collateral have not been certified before the registration of Mortgage. Time seventh day specified as the date book Encumbrance the ground in such a case, calculated from the completion of registration of land rights are concerned.

To give strength executorial same verdict that already has binding legal force, certificates Encumbrance given irah-irah to put on the cover the words "FOR THE SAKE OF JUSTICE UNDER THE ONE ALMIGHTY GOD" (Article 14 paragraph (2) and (3) UUHT ). With the inclusion of irah-irah on Encumbrance certificate, then it can be used for Parate Execution Institutions referred to in Article 224 and 258 Rbg HIR.

After Encumbrance certificate is completed, then the certificate is submitted to the Mortgage Mortgage holders concerned.


Execution Mortgage

One of the characteristics of the Mortgage is easy and certainly in the future implementation of the execution if the debtor defaults. Execution Mortgage which occurs when the debtor default so that objects Encumbrance then sold through a public auction in the manner specified in the legislation in force and the holder of Mortgage entitled to take all or part of the proceeds to the repayment of its receivables with the right precede rather than creditors other. (Habib Ajie, 2000, the Mortgage As Guarantee Institute of Land, Mandar Maju, Bandung, p. 22) According to Article 20 (1) UUHT, Mortgage executions carried out by:
Mortgage holders first rights to sell the objects Encumbrance on the basis of the authority and appointments referred to in Article 6 UUHT;
Executorial title contained in Encumbrance certificate referred to in Article 14 paragraph (2) UUHT.

UUHT under Article 6 states that if the debtors default, the holder of the first Mortgage has the right to sell the objects Encumbrance on its own power through public auction as well as taking repayment of its receivables from the sale proceeds. Sales Mortgage object can also be carried out under the above agreement as long as the hands of the giver and Mortgage holders.

Procedurally sale of goods is possible can be obtained the highest price that benefits all parties. This was done after the expiration of 1 (one) month from the notified in writing by the grantor or the holder Encumbrance to the parties concerned and published in two (2) newspapers circulating in the area concerned or local media, and no statement object (Article 22 paragraph (2) and (3) UUHT).

Execution Mortgage with executorial title can be done because according to Article 14 paragraph (2) UUHT, Encumbrance certificate as a sign or evidence any Encumbrance containing irah-irah which reads "FOR THE SAKE OF JUSTICE UNDER THE ONE ALMIGHTY GOD". With irah-irah the Encumbrance certificate has the power executorial same court decision that has had permanent legal force.

From the description above can be concluded that execution of the object Mortgage can be done through three (3) ways, namely:

a. Parate Execution (Article 14 paragraph (2) UUHT)
In this case the creditor Mortgage holders must show proof that the debtor broken promises to meet its obligations and to submit the relevant Encumbrance certificate as the basis. The petition was submitted to the Chairman of the Court. Execution then carried out on the basis of the order and with the leadership of the Chairman of the District Court, through a public auction conducted by the Office of State Auction.

Mortgage right


b. Public Auction (Article 6 UUHT)
Implementation of public tender based on Article 6 UUHT is easier than "Parate Execution", because in this auction is not required command Chairman of the Court to conduct the sale of objects Mortgage concerned. This auction can be done immediately because of its strength executorial contained in irah-irah Encumbrance Certificate, so that in this case the holder of Mortgage lenders can directly apply for the sale of objects Mortgage concerned to the Office of State Auction.

c. Sales in Down Hands (Article 6 UUHT)
In certain circumstances, if through a public auction is not expected to generate the highest price, then the agreement of the donor and the holder of Encumbrance, possible executions carried out by way of sale under the hands, if in this way it will be obtained the highest price that benefits all parties. Sales under the hand of the Mortgage object must be done in accordance with the provisions of Regulation No. 14 of 1997 on land registration, which must be done before PPAT makes aktanya and followed by registration at the Land Office.